Build Your Dream Home with One Simple VA Loan
Finance the land, construction, and mortgage in one closing.
What Is a VA OTC Construction Loan?
Unlike traditional construction loans that require multiple closings, inspections, and re-qualification, the VA OTC loan streamlines the process:
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One closing, one loan – everything wrapped into a single mortgage.
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No down payment required (for eligible borrowers).
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No private mortgage insurance (PMI) – keeping your monthly costs lower.
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Competitive fixed rates backed by the VA.
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Closing costs capped and often paid by the builder.
This means you can start construction with peace of mind knowing your financing is secure from start to finish.
Why Choose a VA OTC Loan with Funded VA Home Loans?
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✅ VA Loan Experts – We specialize in VA financing and understand the unique needs of service members.
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✅ Streamlined Process – Our team guides you from pre-approval to move-in day.
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✅ Trusted Builder Partnerships – We connect you with VA-approved builders experienced in VA construction loan requirements.
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✅ No Surprises – Transparent guidance on timelines, costs, and expectations.
Start Building Your Future Today
Your service has earned you the right to home financing that works for you. With a VA One-Time Close Construction Loan, you can build a home designed for your family’s future — with the benefits you’ve earned through your service.
👉 Ready to get started? Contact Funded VA Home Loans today to learn more about VA OTC Construction Loans and see if you qualify.
