The Right of Passage to Homeownership

Get pre-qualified today.

Ready To Buy Your First Home or Next Home?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs:

    • Fixed-Rate Mortgage

    • Adjustable-Rates Mortgage (ARM)

    • Conforming Loans

    • Jumbo & Super Jumbo Loans

    • FHA, VA & USDA Loans

    • Terms from 5 to 30 Years

Do I qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and n more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

Work with a local Team of Mortgage Experts.

Not a Faceless Mortgage Company.

Funded VA Home Loans, a mortgage company stretching the boundaries. Whether you’re a first time buyer or a seasoned homeowner, there are mortgage solutions available for you.

VA Loan Program

Buy The Home You Deserve with VA Loans!

Jumbo Loan Program

Get More Buying Power With A Jumbo Loan!

HomeReady First Program

Make Your Dream Home a Reality Today!

READY TO BUY

YOUR DREAM HOME?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable. Start by getting your free, no-obligation pre-approval letter!

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888-851-3506

info@fundedva.com

5301 Alpha Road 66 - 203, Dallas TX 75240

© 2025 Funded America, LLC. All Rights Reserved. Funded America LLC DBA Funded VA Home Loans NMLS 2575079 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 60DBO-193451, FL-Mortgage Broker License MBR7187, TX SML - Residential Mortgage Company, 2575079, GA - Mortgage Broker/Processor License, 2575079, Alabama State Banking Department, Alabama Consumer Credit License 2575079, North Carolina Commissioner of Banks, North Carolina Mortgage Broker License B-226003

Licensed in AL, CA, FL, GA, NC, and TX