Foreign National Program

Unlock U.S. Real Estate: No Income, No Employment, No Credit? No Problem!

Need a Quick Cash for Your Big Dreams?

Financial Freedom is Just a Schedule Away!

Simple. Swift. Secure.

The Funded VA's Foreign National Loan Program.

  • Low Down Payment: Just 25% to start your investment journey.

  • High Loan Limit: Up to $1,500,000 for your dream U.S. property.

  • Investor-Friendly: No U.S. credit score or employment verification needed.

  • Diverse Investment Options: Buy, refinance, or cash out as a non-resident.

  • Tap into exclusive markets with the potential for substantial growth — 22% in Florida, 16% in California — and more hot spots waiting for you!

Do I qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and n more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

Your Goals, Our Priority

  • Say goodbye to complex processes. Our 7-day Fast Track from application to close means you move quickly and efficiently.

  • Benefit from flexible loan terms and competitive rates designed for foreign investors. We make the U.S. market accessible, regardless of where you call home.

Get a tailored and smooth

home loan approval experience!

See how much you qualify for in 60 seconds or less.

Here's how we can work together to get you a home loan or refinance your existing mortgage.

STEP 1

Apply Online & Book a Call

Start the process by requesting a custom digital rate quote and Schedule a call with one of our Mortgage Experts!

STEP 2

Review Home Loan Options

Learn exactly how much you qualify for, what your payments will be, and how soon you can get approved.

STEP 3

Get Loan Approval

Get mortgage loan approval to move forward with your refinance or get started shopping for your new home.

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Contact Us

888-851-3506

5301 Alpha Road 66 - 203, Dallas TX 75240

© 2025 Funded America, LLC. All Rights Reserved. Funded America LLC DBA Funded VA Home Loans NMLS 2575079 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 60DBO-193451, FL-Mortgage Broker License MBR7187, TX SML - Residential Mortgage Company, 2575079, GA - Mortgage Broker/Processor License, 2575079, Alabama State Banking Department, Alabama Consumer Credit License 2575079, North Carolina Commissioner of Banks, North Carolina Mortgage Broker License B-226003

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